AI Tool Cuts Bank Review Time by 70%

nCino's Analyst Digital Partner, an AI agent built on 14 years of banking data, is reducing commercial relationship review times by 60-70%, cutting tasks that once took up to a week down to hours. The tool can be deployed in as little as 36 minutes. The efficiency gains allow credit teams to shift from annual or quarterly portfolio reviews to weekly or even daily monitoring cycles. nCino says the technology enables financial institutions to build an AI-augmented credit workforce, freeing bankers to focus on higher-value work amid growing portfolios and flat headcount.