Equals Money limits AI agents to read-only payments data

Equals Money has opened an MCP server to customers' AI tools but restricted it to read-only data access, blocking agents from initiating payments. Chief operations and product officer James Simcox said the company treats AI agents like human staff, requiring individual identities and auditable access. He noted that a rogue agent could replicate across 100,000 instances simultaneously, unlike a single rogue employee. Equals currently cancels agent tokens manually but wants automated behavioral detection. AI now writes about 92% of the company's code, making agent identity controls and kill switches essential to its operations.